# Credential The `Credential` vertical issues, accepts, and deletes on-ledger [credentials](https://xrpl.org/docs/concepts/decentralized-storage/credentials). | Method | Description | | --- | --- | | [issue](/docs/simplexrpl/references/verticals/credential/issue) | Issue a credential to a destination account. | | [accept](/docs/simplexrpl/references/verticals/credential/accept) | Accept a credential issued to the calling account. | | [delete](/docs/simplexrpl/references/verticals/credential/delete) | Delete a credential, as either its issuer or its holder. | | [retrieve](/docs/simplexrpl/references/verticals/credential/retrieve) | Read a single credential. | | [list](/docs/simplexrpl/references/verticals/credential/list) | List the credentials an account holds or issued. |