XLS-66d Lending Protocol
An XRP Ledger DeFi primitive that enables loans from a Single Asset Vault.
The Lending Protocol is an XRP Ledger DeFi primitive that enables on-chain, fixed-term, uncollateralized loans using pooled funds from a Single Asset Vault. The implementation relies on off-chain underwriting and risk management to assess the creditworthiness of borrowers, but offers configurable, peer-to-peer loans without intermediaries like banks or financial institutions.
Key Dates
XLS Spec
Technical spec for the feature outlining requirements, design, and implementation details.
Documentation
Explore key concepts, find detailed references, and follow step-by-step tutorials.
Blog
An overview of the feature and why it matters to developers, explained in our blog post.
Security Audit
The security audit performed by third-party security experts, including a link to the full, detailed security audit report.